Car rental has become common among both the locals and tourists in a vibrant city such as Dubai. Driving is comfortable and fun because of the good infrastructure and wide roads. Although accidents and breakdowns may take place at any time, it is so important to have full insurance for your rental car.

The Importance of Insurance for Car Rental

Many people overlook the importance of insurance for car rental, assuming basic insurance is sufficient. Nonetheless, practically, it may be subjected to high charges in case of accident or unforeseen damage. Therefore, comprehensive insurance is a good decision to make in order to prevent surprises.

What Is Comprehensive Insurance?

Definition of comprehensive insurance

It's a type of insurance that covers almost all damage to a rented car, whether caused by an accident, theft, or sudden breakdown. It is unlike basic insurance, which merely covers a minimum amount.

What does comprehensive insurance cover?

• Accidents resulting from collision or slipping.

• Serious damage caused by third parties.

• Total or partial theft.

• Fire or vandalism (depending on the policy).

• Mechanical breakdowns.

Why do you need comprehensive Insurance for Car Rental?

• Financial Protection: Reduces the burden of high repair or compensation costs.
• Legal Security: Assists you in avoiding lawsuits in case the fault is yours.
• Peace of Mind: Drive without being afraid of some unexpected road surprises.

Types of insurance available in Dubai

What does comprehensive insurance cover at Falcon Drive?

Falcon Drive offers comprehensive coverage at affordable prices, including:

• Full vehicle damage in case of accidents
• Repair costs at authorized centers
• Roadside assistance for breakdowns
• Compensation in case of theft or vandalism
• Vehicle replacement or transfer service when needed

Common exclusions in insurance policies

Despite comprehensive insurance, the following are exclusions that you need to know:

• Accidents caused by driving under the influence of alcohol.

• Using the unauthorized road.

• An unauthorized driver or one not listed in the contract.

• Using the car for illegal purposes.

Cost of Comprehensive Insurance: Is It Expensive?

No. In fact, usually only a small amount (AED 50–100 per day) is added to the base price for coverage worth thousands of dirhams. It’s a logical investment, especially when choosing a luxury car rental or for long periods.

Does comprehensive insurance relieve you of any liability?

Not entirely. It covers most costs, but in some cases, the company may request an excess or processing fee. Therefore, it is important to:

• Read the contract carefully
• Ask the company about every insurance-related clause
• Confirm the coverage percentage and the exclusions

FAQs About Comprehensive Insurance for Car Rentals

Is comprehensive insurance mandatory?

No, but it is highly recommended to avoid high costs.

Can I add a second driver to the insurance?

Yes, you can add an extra driver to the insurance at a small fee. 

What should I do in case of an accident?

Call Falcon Drive immediately, then the police. Do not attempt to repair the car yourself.

Conclusion

When considering hiring a car rental in Dubai, do not fail to take up comprehensive insurance, particularly with a reputable firm such as Falcon Drive. It is a choice that provides you with security, eliminates unpleasant surprises, and saves you thousands of dirhams in case of an emergency.

Book now and enjoy peace of mind with premium insurance coverage.