Rent a Car Dubai Monthly: Renting Without a Credit Card

Rent a car Dubai monthly is often the most convenient and cost-effective way to get around when planning an extended stay or business trip in Dubai. But then what if you don’t have a credit card? Is it still possible to Rent a car Dubai monthly?

Though the answer is Yes; it is possible to rent a car in Dubai without a credit card but there are some important details and limitations to be aware of. In this blog, we’ll explore how you can rent a car monthly without a credit card, which companies allow it, and what alternative payment options are available.

Why Most Companies Require Credit Cards for Rent a car Dubai monthly

Traditionally, credit cards are the preferred method for car rentals because they allow companies to:

• Hold a security deposit

• Cover potential damages or unpaid traffic fines

• Reduce the risk of non-payment

Usually, most car rental agencies place a security block (not a charge) on your card for AED 1,000–AED 3,000, which is released after the car rental Dubai ends assuming there’s no damage or violations.

Can You Rent a Car Dubai Monthly Without a Credit Card?

Though it varies but yes, some car rental companies in Dubai accept debit cards, cash deposits, or even bank transfers for monthly rentals. However, you may need to meet certain conditions, such as:

• Providing a larger cash deposit upfront

• Submitting additional ID documents (Emirates ID, visa copy, passport)

• Renting lower-tier or economy vehicles only

• Agreeing to a monthly payment plan in advance

Alternative Payment Methods for Rent a Car Dubai Monthly

Here are the most common alternatives to credit cards for monthly car rental in Dubai:

1. Debit Cards

Many companies accept major debit cards (Visa or Mastercard). However, the deposit may still be held or temporarily charged.

2. Cash Deposits

Some providers allow cash deposits, typically ranging from AED 1,500 to AED 3,000. This is returned after the car rental period, minus any fees or fines.

3. Bank Transfers

For corporate car rentals or long-term customers, bank transfers can be arranged for both the rental fee and security deposit.

4. Postdated Cheques

In rare cases, especially for corporate or local clients, companies may accept postdated cheques as security.

Documents You’ll Need Without a Credit Card

Whether you're a tourist or a resident, you'll need the following:

For Tourists:

• Passport copy

• Visit visa copy

• International or home country driving license (with valid IDP if required)

• Cash or debit payment

• Emirates ID (if applicable)

For Residents:

• Emirates ID

• UAE driving license

• Passport copy with residence visa

• Proof of address (tenancy contract or utility bill)

• Deposit via cash, debit card, or transfer

Things to Keep in Mind Before Rent a Car Dubai Monthly

While renting without a credit card is possible consider the following:

• Higher deposits may be required

• Luxury vehicles often require credit cards only

• Refunds for cash deposits can take up to 21 days

• Your rental may be subject to usage limitations or restrictions

• Some companies may charge extra admin fees for non-card transactions

Final Thoughts

Rent a car Dubai monthly without a credit card is entirely possible especially if you’re open to alternative payment methods and work with the right car rental company. Whether you're a student, tourist, or resident, you can still enjoy the freedom of having your own vehicle without being tied to a credit card.